MoneySense Approved Financial Advisor | FLAT FEE for advice

 August 1, 2018

For the third consecutive year, our TEAM has received the MoneySense Approved Financial Advisor designation from MoneySense, one of Canada's best-known personal-finance media brands. The MoneySense Approved Financial Advisor designation is awarded ONLY to financial advisors who exceed MoneySense's high standards in such areas as customer service, transparency and fees.

MoneySense Approved Financial Advisor, Dean C. Kendall

Calgary Chamber Nominee l KMPG Peoples’ Choice Award & ATB Small Business of the Year Award

 August 3, 2018

We have been nominated for the 2018 KPMG People’s Choice Award & Small Business of the Year Award!

Dean C. Kendall, Nominee, 2018 KPMG People’s Choice Award & Small Business of the Year Award

Best Boutique Financial Advisory 2018 | Alberta, Canada

 August 22, 2018

We have been awarded as the Best Boutique Financial Advisory 2018 on Wealth and Finance!

Dean C. Kendall, Winner, Best Boutique Financial Advisory 2018

Beware of the List of the Top 50 List of Financial Advisors and Wealth Managers!

 by Dean C. Kendall | November 28, 2018 |

So how would you know that you're working with one of the best financial advisors in Canada? Wealth Professional Canada purports to tell you who the top advisors are, but in my opinion their methodology measures the exact wrong criteria. Their ranking measures what is good for the advisor and the firm, not what is good for their clients...

Who's Got Your Back?

 by Dean C. Kendall | September 19, 2018 |

What we find with most clients who come to us is that nobody really has their back. The biggest problem in the financial services industry is that most financial advisors are only "investment advisors," "stock pickers," or "money managers." There are many other areas of a client’s financial life that have far more impact on whether or not they achieve their financial goals, and ultimately live their ideal life...

One simple question to ask when seeking financial advice

 by Dean C. Kendall | September 17, 2018 | MoneySense Magazine, News |

What would you call a person whose job it is to sell products on which they make a commission? If you said "Sales Person" you would be correct. It might say "Wealth Manager" or "Financial Advisor" or even "Trusted Advisor" on their business card, but you must learn to ignore...

What do YOU do to unplug and recharge with YOUR discretionary time?

 by Dean C. Kendall | March 30, 2018 |

I was at the WestJet carousel in Calgary at the end of my trip standing in line to pick up my luggage with everyone else on my flight back from Vancouver. I asked a guy standing in line with me, is Calgary home for you? He replied "yes, I was in Vancouver for a week vacation". He asked me where I was coming from. I told him I was heli- boarding outside of Prince George. He thought that was...

Investors Are Completely Unaware

 by Dean C. Kendall | February 23, 2018 |

In my interactions with savers and investors who seek my advice, I have observed with overwhelming consistency that the vast majority of people are completely unaware of all the hidden fees that are buried in the financial products they own. Some even tell me that there is no fee, it’s free! (Almost never true!) This continued theme of lack of transparency is evidenced in a recent Globe and...

Paying down an income property with RRSPs

 by Dean C. Kendall | August 8, 2017 | MoneySense Magazine, News |

Q: My husband and I are teachers and we will be retired and collecting pensions in approximately 8 – 10 years. We have been mortgage-free since 2008, have RSPs, some TFSAs and we are approaching maximum contributions allowed in our children’s RESPs. In 2015, we purchased an investment property. I’m wondering whether it would be wise to cash in our RSPs and use the after-tax amounts to...

Do we need spousal RRSPs if our salaries are the same?

 by Dean C. Kendall | July 24, 2017 | MoneySense Magazine, News |

Q: I have a question about whether my wife and I should consider using a spousal RRSP. I’m 32, self-employed, paying myself an $80,000 annual salary and have a personal RRSP of around $160,000. My wife is also 32 and she’s employed with a company that provides a defined benefit pension. She is making around $70,000 per year and has a personal RRSP of $60,000. Considering our employment status and how our salary levels don’t differ too much...